Stocks, Bonds & Funds
Partner with our team at Johnson Financial Group Financial Advisors to select investment solutions that best fit your financial planning goals. We will work with you to develop a strategy based on your goals, risk tolerance and timeline.
Stocks
Stocks give you the opportunity to buy ownership in a specific company or companies. You can earn money in two ways – through capital gains as the company performs well and the stock appreciates in value, or through dividends paid.
Who are stocks for?
Stocks have consistently earned a greater return than bonds over the long term, despite fluctuations in the stock market. They can help your savings keep up with or even outpace inflation. As an investor, you should consider your risk tolerance since stocks may have higher risks.
Investing involves risk including the potential loss of principal. The payment of dividends is not guaranteed.
Bonds
When a company, city, or government needs to borrow money, it will sell bonds. Bonds diversify your stock portfolio and can balance out a downturn in the stock market. They also come with some risks as interest rates may rise, causing your lower-rate bond to be less appealing. They also may not keep pace with inflation.
Who are bonds for?
Bonds may be best if you find the up and downs of the stock market to be too risky. Bonds generally offer more stability than stocks and can provide a steady stream of income.
Any fixed income security sold or redeemed prior to maturity may be subject to a substantial gain or loss. An issuer may default on payment of the principal or interest of a bond. Bonds are also subject to other types of risks such as call, credit, liquidity, interest rate, and general market risks. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Mutual Funds
A popular choice for funds is a mutual fund that includes a portfolio of stocks, bonds or other securities. Typically managed by portfolio managers, they allow you to diversify your portfolio with various investment solutions.
Who are mutual funds for?
Choosing to invest in a mutual fund is cost-effective and allows you to enter the market with lower investment requirements. Mutual funds typically offer greater liquidity than other investments and are easy to sell and trade.
Investing involves risk including the potential loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Investors should consider the investment objectives, risks, charges and expenses of a mutual fund or ETF carefully before investing. The prospectus and, if available, the summary prospectus contain this and other important information about the investment company, which can be obtained from your financial representative. Read carefully before investing.
Exchange-Traded Funds (ETF)
An ETF is a basket of securities that you can buy or sell through a brokerage firm on a stock exchange. With thousands of ETF options, they are offered on virtually every conceivable asset class from traditional investments to so-called alternative assets like commodities or currencies. ETFs are bought and sold like company stock and have a ticker symbol. Unlike company stock, the number of shares outstanding can change daily.
Who are ETFs for?
ETFs may appeal to individual investors who want to buy and sell any time of the day and can place a variety of types of orders. They generally have lower fees, and you may have better control over when they pay capital gains tax.
Investing involves risk including the potential loss of principal. Alternative investments involve specific risks that may be greater than those associated with traditional investments.
Investors should consider the investment objectives, risks, charges and expenses of a mutual fund or ETF carefully before investing. The prospectus and, if available, the summary prospectus contain this and other important information about the investment company, which can be obtained from your financial representative. Read carefully before investing.
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