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Personal Loans & Lines of Credit

Purchase a new vehicle, consolidate debt or prepare for the unexpected with a flexible personal loan.

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Control and Simplify

With a personal loan or line of credit, access cash to simplify your life and take control of your finances.

Loans or Lines of Credit

If you have short‐term financing needs, a secured or unsecured loan provides options for your borrowing needs, including debt consolidation, short-term purchases and overdraft services.

Vehicle Loans

We'll find a loan option for your vehicle with the added convenience of automatic payments from your Johnson Financial Group checking or savings account. Vehicle options include cars, trucks, boats, motorcycles and recreational vehicles.

Which loan do you need?

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Secured Loans

Unsecured Loans
  • Connected to something of value like a house or investments
  • Options for building credit
  • Types of Secured Loans
    - Vehicle Loan
    - Home Loan
  • Not secured by any item of value
  • Types of Unsecured Loans
    - Credit Card
    - Personal Loan
    - Student Loan

 

How does a line of credit work?

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Borrow on Demand

A line of credit is a determined amount of money you've borrowed. It provides you with "money on demand".

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Convenient Access

Quickly transfer from your line of credit to your checking account through MyJFG online or mobile banking, by phone or automatically, should your account ever become overdrawn.

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Making Payments

Pay interest only on the money you use.

Personal Loan or Line of Credit Options

Personal Loan

    • Fixed rate
    • Fixed monthly payment
    • One-time lump sum loan

Classic Line of Credit

    • Variable rate
    • Monthly payment based on outstanding balance
    • As needed or should your checking account ever become overdrawn
    • $20 annual fee

Premier Line of Credit

    • Variable rate
    • Monthly payment based on outstanding balance
    • As needed or should your checking account ever become overdrawn
    • $100 annual fee

Loans are subject to credit and property approval, bank underwriting guidelines, and may not be available in all states. Other loan programs and pricing may be available. Certain conditions, terms, and restrictions may apply based on the loan program selected. The term of the loan may vary based upon program chosen. Property insurance is required; if the collateral is determined to be in an area having special flood hazards, flood insurance will be required. 

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Jennifer Aceto
Jennifer Aceto, AVP Branch Manager, Kenosha, WI

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