Overdraft Services

If your checking account doesn't have enough money to cover a withdrawal or purchase, an Overdraft Service automatically transfers money into your eligible checking account from your eligible linked account (provided there are funds available in the linked account).

Yes. A returned item is a check or other transaction that is not processed by the bank from which it was drawn. An item may be returned if it will cause the account to overdraw and there is not an Overdraft Service in place to cover it.

• Set up Overdraft Services with Automatic Transfers when you link one or your savings or money market account, or a Classic, Premier or Home Equity Line of Credit to your checking account.
• Enable email or text messages within MyJFG to notify you of your balances. Select Settings, Alert Preferences and add a New Account Alert for your checking account.
• New Overdraft Forgiveness to provide 2 overdraft waives per year, per account.

If your account is overdrawn, your items may be returned or paid. No overdraft fees will be charged if your Account is overdrawn by $50.00 or less after posting all transactions at the end of a business day. When your account is overdrawn more than $50.00, you will be assessed a $20.00 fee per item that has overdrawn your account or has been returned by the bank.

You can receive up to a maximum of five overdraft/returned item fees in a single business day.