Checking Accounts
Simplify the way you bank with a checking account that fits your lifestyle.
Checking Your Way
Whether you prefer online and mobile banking, unlimited debit card transactions or earning interest on your checking account balances, we have you covered. You’ll have access to fee-free ATMs, a contactless debit card, Mobile Deposit and Overdraft Services.
Put your extra cash or tax refund to work
Two smart options designed to help your cash earn real returns.
1) 3.89% Annual Percentage Yield (APY) 9-Month CD4
2) Lock in a 3.29% APY Money Market Rate for 6-Months5
Whether you're looking to grow your wealth with the security of a fixed rate or need the flexibility to access your money, choose an option to best fit your financial goals.
Checking Account Options
Managing your money is easy and worry-free when you choose one of our checking account options. We'll take the time to understand your needs to find the one that's right for you.
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4 Important information to obtain 3.89% Annual Percentage Yield | SPECIAL RATE DISCLOSURE applies to 9-MONTH Certificate of Deposit
9-Month Certificate of Deposit:12
A 9-month Certificate of Deposit with a 3.89% APY is available from February 9, 2026, to April 18, 2026, when you deposit new money not currently held by you at Johnson Bank or its affiliates or renew an existing 9-month CD held at Johnson Bank with a current interest rate of 4.17% or 4.27%. A minimum opening balance of $5,000 is required. The maximum deposit amount is $2,000,000. Interest rate 3.87%. There is no limit on the number of CDs that may be opened per household. This APY offer includes IRA Certificates of Deposit; however, it is not available for business accounts, business products, brokers, agents, public entities, or financial institutions. A penalty may be imposed for early withdrawal.
1) This offer is subject to change.
2) JFG associates and retirees are not eligible for pricing adjustments to this offer.
5 Deposit Rate Special Disclosure
Offer valid for consumer Signature Money Market, Relationship Money Market, and Private Banking Money Market accounts only. Not available for business or municipal accounts. One‑time use per account holder. New accounts must meet minimum opening deposit requirements, or existing accounts must receive a one‑time “new money” deposit equal to or greater than the current balance. “New money” must be funds not held at Johnson Financial Group. A consumer checking account must be maintained throughout the promotional term. The bonus rate applies to the entire balance during the promotional period and requires maintaining qualifying balances in good standing. If requirements are not met or once the promotional term ends, the account will revert to the standard variable rate. Offer cannot be combined with other promotions. Interest may be reported on IRS Form 1099.
Compare Checking Accounts
Whether you want to manage your account online or earn interest on your checking account balances, we have a checking account to fit your lifestyle.
Digital Checking
An affordable account that makes managing your money simple and secure so you can achieve your financial goals.
Switch Services
We will go out of our way to make opening a new checking account and closing your old one as easy as possible.
Overdraft Services
Save time and eliminate overdraft fees when you link your savings or money market account or line of credit to automatically transfer money to your checking account.